Car Financing

Drive Your Next Vehicle With Flexible Financing Options

Whether you are buying a personal vehicle, building a rental fleet, expanding your business or acquiring commercial vehicles, we can help you explore financing options from leading financial institutions in Kenya.

Financing for different needs

Finance the vehicle that moves your plans forward

Vehicle financing can help you acquire an asset without having to fund the entire purchase price from your own cash. Financing terms depend on the applicant, vehicle, lender, documentation and credit assessment.

Personal vehicle purchases

Get a vehicle for personal transport and everyday use.

Vehicle rental businesses

Acquire vehicles that can become income-generating assets.

Fleet acquisition

Build or expand a fleet for your growing operation.

Company vehicles

Acquire vehicles needed for staff, operations or management.

Business expansion

Use vehicle assets to support the next stage of your business.

Commercial vehicles

Explore financing for pickups, trucks, buses and other commercial assets.

Explore your options

Financing options from leading institutions

We can help you identify financing options to explore with established financial institutions in Kenya. Final approval and terms are determined by the respective institution.

K

KCB Bank

Asset-based financing solutions can cover eligible motor vehicles and other business assets.

S

Standard Chartered Bank Kenya

Explore business and personal financing options subject to the institution’s current product offering and assessment.

N

NCBA Bank

Vehicle and asset financing solutions can support commercial vehicles, fleets and other qualifying assets.

S

Stanbic Bank Kenya

Vehicle and asset finance options are available for qualifying personal, business and fleet requirements.

Simple process

How Car Financing Works

01

Choose Your Vehicle

Identify the vehicle you want to purchase and understand its price and specifications.

02

Get a Financing Assessment

Share your requirements so you can explore financing options appropriate to your situation.

03

Submit Documents

Provide the lender with the documents required for its assessment.

04

Credit Assessment

The financial institution reviews your application, income, business and supporting information.

05

Approval & Documentation

If approved, the lender provides the applicable financing terms and documentation.

06

Vehicle Purchase

Once the financing process is completed, the vehicle purchase can proceed according to the lender’s requirements.

07

Monthly Repayments

Repay the financed amount according to the final agreement with the financial institution.

Who can apply?

Individuals and businesses

Financing eligibility depends on the financial institution, the applicant’s financial position, the vehicle and the supporting documentation provided.

Individuals purchasing vehicles
Registered businesses and companies
Rental and fleet operators
Commercial vehicle operators

Documents commonly requested

National ID or passport
KRA PIN
Company registration documents
CR12 where applicable
Company PIN where applicable
Bank statements
Proof of income
Financial statements / management accounts
Tax compliance documentation
Vehicle quotation or proforma invoice
Vehicle details
Relevant permits and licences
Additional security/supporting documents where required

Business financing

Finance a Vehicle for Your Business

Turn your vehicle into a business asset. Financing can help businesses acquire vehicles for rental operations, ride-hailing, corporate transport, vehicle trading and fleet expansion.

Illustrative example

Vehicle value KSh 3,000,000
Customer contribution KSh 600,000
Illustrative financing requirement KSh 2,400,000

This is an illustration only. Actual deposits, financing amounts, interest rates, fees, security and repayment periods depend on the lender’s assessment and final offer.

Why BuySellRentCar

More than just finding a vehicle

We help connect your vehicle search with financing options appropriate to your personal or business requirements.

Multiple options

Explore financing possibilities from different financial institutions.

Business focused

Solutions can be explored for individuals, businesses and fleet operators.

New or used vehicles

Explore applicable financing options depending on the vehicle and lender.

Guidance

Tell us what you want to finance and we can help you understand the next steps.

Get started

Apply for Car Financing

Tell us about yourself and the vehicle you want to finance. Our team will review your enquiry and contact you about the next steps.

By submitting this enquiry, you are requesting information about financing options. Submission does not constitute approval or a financing offer.

Important Financing Disclaimer

Financing is subject to approval by the respective financial institution. Financing percentages, interest rates, repayment periods, deposits, fees, insurance requirements, security and eligibility criteria vary and may change. BuySellRentCar does not guarantee financing approval or specific financing terms. Final financing terms are determined by the financial institution after its assessment. BuySellRentCar is not a lender unless expressly stated otherwise.